By accessing the grow-bank.com website (“the Site”) and its contents, the user confirms that he/she has read, understood and accepted the conditions of use shown below. Any user who does not intend to accept the conditions of use must leave the site immediately.

The information, products, data, services, instruments and documents contained or mentioned in this Site are purely for information purposes. They do not constitute either advertising or a recommendation, or an offer and/or solicitation to purchase or sell financial instruments, to carry out transactions or to conclude any legal agreement. Any financial products mentioned in this site are not suitable for all investors. Before any investment decision, it is recommended that you acquire in-depth information and request the advice of a qualified expert.

The contents of the Site are not intended for use by and/or distribution to natural or legal persons domiciled in jurisdictions or countries in which their distribution, publication and/or use are forbidden or restricted by laws or regulations, or in which GROW BANK does not have the required registration or authorisation. Natural or legal persons who are subject to such restrictions on the grounds of nationality, domicile or for other reasons are not authorized to access the Site or use it in any other way.

GROW BANK declines any responsibility for and does not provide any guarantee with regard to (i) the up-to-date nature, correctness and/or completeness of the contents of the Site, (ii) the results obtained through using the Site, (iii) information, products, data, services, instruments and documents originating from third parties and found on the Site or accessible through it.

GROW BANK, as well as its governing bodies, associates and contractual partners decline, in the broadest manner permitted by the applicable laws and/or regulations, any responsibility for losses or damages of any kind, whether direct or indirect, that may arise (i) from the contents of the Site and particularly their up-to-date nature, correctness or completeness (ii) from any errors or omissions of the Site, (iii) from access to the Site and/or its use, (iv) from inaccessibility to the Site or the impossibility of using it as well as for any other reason. GROW BANK declines, in the broadest manner permitted by the applicable laws and/or regulations, any responsibility for (i) lost profits, proceeds, savings and/or any other financial loss, (ii) loss of business or other losses pertaining to commercial activities, (iii) loss of and/or damage to data, (iv) direct, indirect and/or consequential damages derived from access to the site and/or its use.

GROW BANK does not take any responsibility for the content of linked sites or for the products or services or other articles offered by them. Links to external pages as well as to other sites are used at the sole risk of the user. Performance Past performance provides no indication of future results, since the value of an investment can rise and fall. The trend in the value of an investment in the past provides no guarantee whatsoever of future results. The value of investments is subject to fluctuation and investors may receive a sum that is lower than that originally invested. Currency fluctuations can also involve increases or decreases in value.

All information, performances and other representations, links and/or other communications contained in the Site may be modified at any time by GROW BANK without prior communication or explanation to users.

The content and structure of pages on the GROW BANK site are protected by Copyright. All rights reserved. The contents of the site can be accessed free of charge for reference purposes only. Individual pages of the site may be downloaded or printed on paper on condition that the words GROW BANK are not removed. Without the written permission of GROW BANK, it is not permitted to reproduce (either wholly or in part), transmit, modify, create links or otherwise use the site for public or commercial use.

User access and utilisation of the Site, together with the conditions of use, are governed by Swiss law. Should utilisation of the Site lead to any dispute between the user and GROW BANK, this will be subject to Swiss law and the exclusive legal forum for its resolution is Lugano.